Detox your finances - How to control your personal finance

This memorable book presents a distilled and coordinated system of the best practical wisdom that men and women can apply in their daily life.

Each concept unfolds logically and in an easy-to-understand way, and encourages the reader to embrace it and to apply it successfully in his daily life. In just a few minutes, the busy reader can focus and refer to it frequently for reinforcement and inspiration.

You will find the ideas and guidelines in this book insightful and inspiring. They will spur you on and show you how to attain your full potential, and to live a happier and more successful life.

This is the eBook version of the printed book.

This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats.

How just a little advance planning can help you avoid dangerous holiday overspending.

If you’ve bought Christmas gifts every year, did you think this year would be different? We often overspend for annual events because we don’t plan for them. First, we don’t save for them, so the purchase ends up on a credit card, racking up interest. Second, we run short on time and rush into bad buying decisions. Here are some ways to avoid holiday overspending….

In UltraMetabolism, Dr. Mark Hyman brought the new science of weight loss to the general public. By learning to work with the body instead of against it, you can ignite your natural fat-burning furnace and reprogram your body to burn fat and keep it off for good.

Simply put, eat the right foods and send instructions of weight loss and health; eat the wrong foods and send messages of weight gain and disease.

The UltraMetabolism Cookbook puts Ultra-Metabolism into overdrive with 200 convenient, easy-to-prepare, and, of course, delicious recipes for the right foods that will bring on a lifetime of good health and healthy weight.

The first part of the book reacquaints the reader with the UltraMetabolism plan and then offers a wide variety of delicious, easily prepared dishes for both Phase I -- the three-week detoxification of your system -- and Phase II, which rebalances your metabolism in four weeks and offers the way to a healthy metabolism for life!

Look your best, feel your best, perform at your best, and eat such fantastic meals as Roasted Shrimp, Turkey and Red Bean Chili, and Ratatouille. And that's just Phase I!

As you progress through the UltraMetabolism plan and enter Phase II, you'll add satisfying, flavor-packed appetizers -- Curried Deviled Eggs with Cashews, anyone? -- as well as many more new salads, meats, fish, shellfish, soups, poultry, grains, vegetables, breakfast foods, and snacks. And there are lots of plant-based options and bean dishes for vegetarians.

In addition to the clear, cutting-edge science and great recipes in The UltraMetabolism Cookbook, you'll find countless ideas of how to integrate the UltraMetabolism way of eating into your lifestyle, from quick weeknight suppers to entertaining and holiday meals.

After facing frustrating, unsuccessful attempts to manage cravings and lose weight, dieters are about to experience a revelation: The key to shedding pounds, as well as banishing bloating, water retention, and headaches, may lie in the types of carbohydrates they are, or are not, eating.

Based on an in-depth exploration of a nutritional breakthrough that other diet doctrines have overlooked, The Carb Sensitivity Program introduces the concept of "carbohydrate sensitivity," which causes a person to respond abnormally to glucose intake, overproduce insulin, and consequently store excess fat. Dr. Turner discusses and clarifies the interaction of carbohydrates and hormones in the body and presents a six-week program that allows readers to test their own responses to several categories of carbohydrates. Unlike diet books that abolish all carbohydrates, Turners has readers isolate one group for each segment of the plan and then rule out only the problem-causing foods, so that each person emerges with a program suited specifically to their physical needs.

Healthcare is pulled and shaped by many forces, by drug and insurance companies looking for profits, by politicians in search of votes, and by stressed, overworked physicians who barely have time to talk to you before writing a prescription or packing you off to a specialist.

So is anyone interested in keeping you well?

Yes. Created by two physicians who both survived catastrophic illness, the Ultraprevention program will work for absolutely everyone -- old, young, healthy, sick, or somewhere in between. The promise of its practice is huge -- a health span that matches life span -- and you'll experience increased energy, weight loss, enhanced mood and memory, better digestion, deeper sleep, diminished stress, and more.

Ultraprevention is the new science of staying healthy, an innovative program that shatters the myths of today's "fix-the-broken-parts" medicine. These myths -- drugs cure disease, genes determine your fate, getting older means aging, fat is a four-letter word -- are actually believed by many doctors and are keeping you sick.

Ardent general practitioners, Drs. Hyman and Liponis reject the current healthcare system of specialists paid to find something wrong, specialists who don't consider how their "cure" for one ailment affects the entire body.

Working outside the managed care model at Canyon Ranch in the Berkshires, Hyman and Liponis break free of the vicious quick-fix prescription cycle and formulate a program that identifies and eliminates the cause of disease instead of just masking symptoms.

Isolating the source of more than 90 percent of today's most common diseases, from cancer and heart disease to diabetes, stroke, and Alzheimer's, they enumerate the Five Forces of Illness -- Sludge (malnutrition), Burnout (impaired metabolism), Heat (inflammation), Waste (impaired detoxification), and Rust (oxidative stress). Through the practice of the six-week Ultraprevention program, you'll learn three simple steps -- each only two weeks long -- that stop these forces and create a lifetime of good health by removing allergens, infections, and toxins from the body and environment; repairing the body through personalizing nutrition, boosting the immune system, and balancing hormones; and recharging with stress management, sleep restoration, and gentle movement.