The Little Book of Big Dividends - A Safe Formula for Guaranteed Returns

While the formula may be simple, understanding why the formula works is the true key to success for investors. The book will take readers on a step-by-step journey so that they can learn the principles of value investing in a way that will provide them with a long term strategy that they can understand and stick with through both good and bad periods for the stock market.

More than one million hardcovers sold
Now available for the first time in paperback!

The Classic Text Annotated to Update Graham's Timeless Wisdom for Today's Market Conditions

The greatest investment advisor of the twentieth century, Benjamin Graham taught and inspired people worldwide. Graham's philosophy of "value investing" -- which shields investors from substantial error and teaches them to develop long-term strategies -- has made The Intelligent Investor the stock market bible ever since its original publication in 1949.

Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles.

Vital and indispensable, this HarperBusiness Essentials edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.

Bias, emotion, and overconfidence are just three of the many behavioral traits that can lead investors to lose money or achieve lower returns. Behavioral finance, which recognizes that there is a psychological element to all investor decision-making, can help you overcome this obstacle.

In The Little Book of Behavioral Investing, expert James Montier takes you through some of the most important behavioral challenges faced by investors. Montier reveals the most common psychological barriers, clearly showing how emotion, overconfidence, and a multitude of other behavioral traits, can affect investment decision-making.

• Offers time-tested ways to identify and avoid the pitfalls of investor bias
• Author James Montier is one of the world's foremost behavioral analysts
• Discusses how to learn from our investment mistakes instead of repeating them
• Explores the behavioral principles that will allow you to maintain a successful investment portfolio

Written in a straightforward and accessible style, The Little Book of Behavioral Investing will enable you to identify and eliminate behavioral traits that can hinder your investment endeavors and show you how to go about achieving superior returns in the process.

Praise for The Little Book Of Behavioral Investing

"The Little Book of Behavioral Investing is an important book for anyone who is interested in understanding the ways that human nature and financial markets interact."
—Dan Ariely, James B. Duke Professor of Behavioral Economics, Duke University, and author of Predictably Irrational

"In investing, success means¿being on the right side of most trades. No book provides a better starting point toward that goal than this one."
—Bruce Greenwald, Robert Heilbrunn Professor of Finance and Asset Management, Columbia Business School

"'Know thyself.' Overcoming human instinct is key to becoming a better investor.¿ You would be irrational if you did not read this book."
—Edward Bonham-Carter, Chief Executive and Chief Investment Officer, Jupiter Asset Management

"There is not an investor anywhere who wouldn't profit from reading this book."
—Jeff Hochman, Director of Technical Strategy, Fidelity Investment Services Limited

To learn how to make index investing work for you, there’s no better mentor than legendary mutual fund industry veteran John C. Bogle. Over the course of his long career, Bogle—founder of the Vanguard Group and creator of the world’s first index mutual fund—has relied primarily on index investing to help Vanguard’s clients build substantial wealth. Now, with The Little Book of Common Sense Investing, he wants to help you do the same.

Filled with in-depth insights and practical advice, The Little Book of Common Sense Investing will show you how to incorporate this proven investment strategy into your portfolio. It will also change the very way you think about investing. Successful investing is not easy. (It requires discipline and patience.) But it is simple. For it’s all about common sense.

With The Little Book of Common Sense Investing as your guide, you’ll discover how to make investing a winner’s game:

• Why business reality—dividend yields and earnings growth—is more important than market expectations
• How to overcome the powerful impact of investment costs, taxes, and inflation
• How the magic of compounding returns is overwhelmed by the tyranny of compounding costs
• What expert investors and brilliant academics—from Warren Buffett and Benjamin Graham to Paul Samuelson and Burton Malkiel—have to say about index investing
• And much more

You’ll also find warnings about investment fads and fashions, including the recent stampede into exchange traded funds and the rise of indexing gimmickry. The real formula for investment success is to own the entire market, while significantly minimizing the costs of financial intermediation. That’s what index investing is all about. And that’s what this book is all about.

Most people wouldn't expect a schoolteacher to amass a million-dollar investment account. But Andrew Hallam did so, long before the typical retirement age. And now, with Millionaire Teacher, he wants to show you how to follow in his footsteps. With lively humor and the simple clarity you'd expect from a gifted educator, Hallam demonstrates how average people can build wealth in the stock market by shunning the investment products peddled by most financial advisors and avoiding the get-rich-quicker products concocted by an ever widening, self-serving industry.

Using low cost index funds, coupled with a philosophy in line with the one that made Warren Buffett a multi-billionaire, Hallam guides readers to understand how the stock and bond markets really work, arming you with a psychological advantage for when markets fall.

• Shows why young investors should hope for stock market crashes if they want to get rich
• Explains how you can spend just 60 minutes a year on your investments, never open a financial paper, avoid investment news, and still leave most professional investors in the dust
• Promotes a unique new investment methodology that combines low cost index funds and a Warren Buffett-esque investment philosophy

Millionaire Teacher explains how any middle-income individual can learn can learn the ABCs of personal finance and become a multi-millionaire, from a schoolteacher who has been there and done that.

TIRED OF THE STOCK MARKET'S UPS AND DOWNS?

Get off the Wall Street roller coaster with strategic dividend investing!

There's a big difference between investing in the stock market and investing in companies through the stock market. The Strategic Dividend Investor shows you why, over the long run, investing in companies with high and rising distributions is far superior to "playing the market."

Responsible for $4.5 billion in dividend-anchored portfolios, Daniel Peris demonstrates that, for most investors, buying a stock in the hope of making a quick buck by selling it in a few weeks or months is far from the best way to create wealth. Instead, you should use the stock market as a means of receiving a share of excess profits—dividends—from corporations in which you own stock. Over time, those payments—and the growth of those payments—represent the vast majority of stock market returns.

The Strategic Dividend Investor outlines the key issues you need to address in order to create a solid dividend portfolio, including how to:

• View the stock market as a business venture rather than as a platform for speculation
• Strike the right balance between current yield and dividend growth
• Learn to assess the ability and inclination of a company to pay and increase its dividends over time

The real key to mastering the stock market is to take the stock out of the equation and treat your outlay as you would any other business investment—with an eye to the long term and to cash returns.

By contrast, the "buy low, sell high, repeat frequently" philosophy foisted on the investing public has been wrecking portfolios on Main Street for decades, all the while generating big profits for Wall Street. But after a decade of mediocre returns from the stock market—highlighted by two dramatic crashes—now is the time to refocus your portfolio on dividends, and The Strategic Dividend Investor will show you how.

Praise for The Strategic Dividend Investor

"Peris is way out in front of the Wall Street pack. His book makes a case for dividend-driven investing that no one in this back-to-basics era should ignore."
Josh Peters, Editor, The Morningstar Dividend Investor

"Peris is a leading portfolio manager in the dividend investing space, and his results and insights add tremendous value to any portfolio. Whether you're an individual investor or an institution portfolio manager, The Strategic Dividend Investor is an absolute must read in this challenging market environment."
Don Dion, President, Dion Money Management, and Editor, The Fidelity Independent Adviser

"In this lively and persuasive polemic, Daniel Peris forcefully reminds us what equity investing is really all about: SHOW ME THE MONEY!"
Ian Kennedy, former Director of Research, Cambridge Associates

"[Makes] the strongest cases I've ever seen for relentlessly investing in dividend stocks and funds that own them."
Kiplinger's

• Combine government and personal sources of income most efficiently
• Determine which assets to use first and which to defer
• Preserve government benefits and entitlements that are in many cases needlessly wasted or lost
• Create results that are more survivor- and estate-friendly than traditional approaches
• Greatly reduce taxes on retirement income and to the aggregate estate.

Your Retirement Income Blueprint  lays out a six-step process for "taking apart" accumulated assets, making the most out of what you have taken a lifetime to save, and creating an income that lasts as long as you do.

Estate planning is one of those unpleasant but really important tasks. Unfortunately, the process is not only hard to get started, it is then easy to make mistakes. Even the most careful and well-intentioned person can slip up along the way. Avoid the pitfalls! The 50 Biggest Estate Planning Mistakes outlines the major mistakes and their consequences in an entertaining way-and then proceeds to tell you exactly how to avoid these mistakes.

Delivering practical and helpful information in a light tone, the authors help to make these sometimes difficult conversations a little easier. The book's fifty concise chapters are filled with real-life examples, organized under four key areas of mistakes:

• The biggest mistake of not planning at all
• Failing to plan for the possibility of mental incompetency
• Mistakes made during the estate planning process itself
• And common mistakes made by executors

Written by personal finance and estate planning experts, Jean Blacklock and Sarah Kruger, The 50 Biggest Estate Planning Mistakes and How To Avoid Them is an essential guide for Canadians interested in planning their estates effectively, with minimal stress on their loved ones.

Praise for The 50 Biggest Estate Planning Mistakes and How to Avoid Them

"Quite simply the best estate-planning book I've read in 30 years. Outstanding!" 

— David Chilton, author of The Wealthy Barber.

"It's a rare occasion when I read a self-help book-because this class of literature is overpopulated with hucksters, snake oil peddlers and semi-literates. It's an even rarer occasion when I read one all the way through and end up recommending it to friends.

This book is, quite simply, the best I've seen in its field. It is sound, comprehensive, helpful, and-most importantly-readable. Its authors know their business, and they know how to explain what you need to know to make intelligent plans for your estate. Unless you are one of those enthusiasts who believe that, through diet, drugs, and denial, you can endure for centuries, you should read this book and use it as a basis for discussions with your family and your professionals. If so, your funeral need not-like so many-be the day your heirs start fighting with each other, and your estate begins to bleed."
—Donald Coxe, Chairman of Coxe Advisors LLP, has been a columnist with the Globe & Mail, the National Post, Maclean's and is the author of The New Reality of Wall Street

"A sensible, sound and savvy guide for everyone who is not immortal-that is, all of us. Thoroughly enjoyable and insightful. A must-read for all those thinking about estate planning-which, too, should be all of us."
—Michael Gordon, MD, MSc, FRCPC, Geriatrician and author of Moments that Matter: Cases in Ethical Eldercare

"In a very readable and easy to understand manner, this book hits all of the common estate planning mistakes head on. I highly recommend it."
—Ian Hull, LL.B., Hull & Hull LLP

"This book is must-read to understand how to protect your hard-won assets and assure a smooth transition for your family when you are gone. It also explains how best to ensure that your wishes are met and without making the mistakes common to do-it-yourself estate planners. While most of us don't want think about our mortality, planning ahead is essential. This easy-to-read guide explains the documentation necessary in the event you are unable to make your own health care decisions. The thoughtful preparation for delegation of personal care and financial decisions is essential to leaving a legacy that does not include hard feelings and family feuds. This book stresses the need for specificity, clarity and regular updating as your life change. The authors explain how to choose the right trustees, have the hard conversations and provide prudent safeguards. Just the reminder of how damaging mistakes can be is a terrific wake-up call. Written for Canadians, it provides the information needed to make the right decisions at the right time. This book is entertaining, written by experts with a sense of humour, providing a check-list of the dos and don'ts of estate planning that anyone can understand."
—Sherry Cooper, Chief Economist of BMO Capital Markets and author of The New Retirement